Did you know that 91% of Americans use cell phones? A recent study confirms what most people already know. No longer thought of as a passing fad, cell phones are the best things to have happen to society since the invention of the automobile. Every year brings more improvement and perks to the models, but the basic layout of cell phone plans and contracts remains the same. There are still three types of cell phone plans, complete with minutes: Individual, Family and Prepaid.
The most common plan is the Individual plan, used by people who have basically replaced their traditional landline phone with a cell phone. They use it all the time and can purchase a plan stipulating how many minutes they are allowed. These minutes are considered free until they are all used up, at which time the charges and fees start adding up. Quickly. Make sure before you sign a one or two year plan that you are buying the right one for your cell usage and lifestyle, or you will be spending your money unnecessarily.
Family plans are for families - or for two or more people in a group - who want to save their minutes by pooling them together, rather than using minutes individually. Again, a contract of one or two years is required. They can be quite economical, but it's hard to keep track of how many hours each person is using. You can quickly go over your own limit of purchased minutes, resulting again in additional fees.
Prepaid plans are also for one person, and can be the best choice for those who like to "pay as they go." It is also recommended for people who have less than stellar credit, as it assures you that you will have enough minutes before your need runs out. You determine a set amount for every month, while some other plans allow you to pay whenever you want. It's really a great deal for those people who only use cell phones now and then, or only for emergencies.
Make sure you investigate all the various plans available to you, as each carrier will have their own variation of "special offers" and "deals" to appeal to today's consumer. All plans except prepaid ones require contracts, and breaking them or not paying the bills will only create bad credit on your credit report.
The most common plan is the Individual plan, used by people who have basically replaced their traditional landline phone with a cell phone. They use it all the time and can purchase a plan stipulating how many minutes they are allowed. These minutes are considered free until they are all used up, at which time the charges and fees start adding up. Quickly. Make sure before you sign a one or two year plan that you are buying the right one for your cell usage and lifestyle, or you will be spending your money unnecessarily.
Family plans are for families - or for two or more people in a group - who want to save their minutes by pooling them together, rather than using minutes individually. Again, a contract of one or two years is required. They can be quite economical, but it's hard to keep track of how many hours each person is using. You can quickly go over your own limit of purchased minutes, resulting again in additional fees.
Prepaid plans are also for one person, and can be the best choice for those who like to "pay as they go." It is also recommended for people who have less than stellar credit, as it assures you that you will have enough minutes before your need runs out. You determine a set amount for every month, while some other plans allow you to pay whenever you want. It's really a great deal for those people who only use cell phones now and then, or only for emergencies.
Make sure you investigate all the various plans available to you, as each carrier will have their own variation of "special offers" and "deals" to appeal to today's consumer. All plans except prepaid ones require contracts, and breaking them or not paying the bills will only create bad credit on your credit report.
About the Author:
Looking to find the best deal on cellular phone, then visit www.cell-phone-plans.net to find the best advice on discount cell phones for you.
0 comments:
Post a Comment